Combine black beans, garlic, jalepeno, red onion, cilantro, honey salt and 1 tablespoon of Taco seasoning in a large bowl. Mash some beans with a fork. Spread on the bottow of 9x12 casserole dish
In a small bowl mix together cream cheese, yogurt, 2 tablespoons of Taco seasoning. Dollop on top of black beans in the casserole dish. Sprinkle frozen corn and fresh salsa over top.
Cover casserole with 2 cups shredded cheese and sprinkle with red peppers and black olives
Bake @ 350 uncovered for 30-35 minutes or until cheese is melted and casserole is bubbly round the edges.
Remove from oven. Add additional toppings, your choice - green onions, chopped lettuce, diced tomatoes, fresh cilantro and avocado. Serve with lime wedges, chips or soft corn or flour tortillas.
Notes
Casserole can be assembled (excluding toppings) upto 1 day ahead, then baked.